ASAPP offers its client financial institutions a digital onboarding solution that includes the following products and services: • Digital client (member) onboarding– compliant with all Fintrac issued guidance; • Digital personal and business client (member) onboarding capabilities; • Digital deposit, investment, and loan origination capabilities; • A solution that works responsive in design on mobile, tablet, desktop, and laptop device; • A solution that includes the ability to suspend and resume applications; • A solution that includes enhanced digital analytics to measure return on marketing investment; and • A solution that includes loan auto decisioning and risk based pricing.