Are you looking for a payday loan in Calgary? Don’t like standing in lines? Please apply online with Focus Cash Loans, the only Calgary Payday Loan company that has completely digitalized its application process. We have been helping Canadians with their short-term loan needs since 2008. Don’t worry if you have less than perfect credit or past bankruptcies. We don’t run credit checks and have a personalized approach to every loan application that we receive. As long as you have a chequing account with a good history, employed or receive EI, WCB, pension or private disability benefits and have your income deposited to that chequing account, you are pre-approved for a loan with us.